In Ahmedabad, a woman was tricked into giving her credit cards to a conman who promised to improve her CIBIL score. CIBIL, which stands for Credit Information Bureau (India) Limited, is a score that banks use to evaluate a person’s creditworthiness. A good CIBIL score is crucial for getting loans, including home loans.
The incident took place in the Ellisbridge area. The woman, identified as Poonamben Rajput, was a teacher in skill development classes. She had previously worked nearby and met a young man named Devang Bhadrasha, who was involved in credit card swiping. Devang told Poonamben that if she increased her turnover on the credit cards, her CIBIL score would improve. This was appealing to Poonamben, as her score was low, making it hard for her to obtain a home loan.
Believing Devang’s words, Poonamben handed over three credit cards to him, hoping for a better CIBIL score. However, instead of returning the cards, Devang made transactions worth ₹7 lakhs (approximately £7,000) without her knowledge. When Poonamben checked her credit card statements, she was shocked to see the huge amount spent.
Poonamben tried to contact Devang, but he avoided her calls. He claimed he would refund the money to her bank account but never did. As the situation worsened, Poonamben received recovery calls for the debt, which added to her stress.
Determined to find out more, Poonamben visited Devang’s home and met his wife, Shreya. However, Shreya threatened her, making the situation even more alarming. Feeling threatened and desperate, Poonamben reported the matter to the Satellite police station.
The police have registered a case and have begun investigating the matter. They are looking for Devang, who is currently at large. This incident highlights the risks individuals face when dealing with financial matters and trusting strangers with sensitive information.
Credit card scams have become increasingly common, especially with the rising importance of CIBIL scores. Many people may feel pressured to improve their scores quickly, leading them to fall prey to such scams. It is essential for individuals to be cautious and verify any offers that seem too good to be true.
Tips to Avoid Credit Card Scams:
1. **Verify the Source:** Always check the credentials of anyone offering financial advice.
2. **Do Not Share Personal Information:** Never give out your credit cards or sensitive information to anyone you do not trust.
3. **Monitor Your Statements:** Regularly check your bank and credit card statements for any unauthorized transactions.
4. **Seek Professional Help:** If you need assistance with your CIBIL score, consult a legitimate financial advisor or institution.
As the investigation continues, it serves as a reminder for everyone to be vigilant and protect their financial information from scammers. The consequences of such fraud can be devastating, affecting not just finances but also peace of mind.
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