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What financial benefits are available for women’s self‑help groups in Gujarat? The Gujarat government has disbursed over ₹1,432 crore to women’s self‑help groups (SHGs) under the Deendayal Antyodaya Yojana–National Rural Livelihoods Mission (DAY‑NRLM), administered through the Gujarat Livelihood Promotion Company Limited (GLPC). This initiative aims to empower rural women by promoting livelihoods, facilitating financial inclusion, and supporting women-led enterprises across Gujarat’s districts.
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Highlight Key Benefits at a Glance
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- ₹1,432 crore disbursed to women’s SHGs as revolving and community investment funds.
- ₹3,652 crore extended as cash-credit loans to SHGs to support business scaling.
- Approximately 2.86 lakh SHGs formed, covering 28.69 lakh rural households.
- ₹257.90 crore allocated as revolving funds for initial capital support.
- ₹1,174.63 crore provided as community investment funds to strengthen enterprises.
- 5.96 lakh women benefited through the “Lakhpati Didi” program, crossing ₹1 lakh annual income.
- More than 200 Saras fairs and regional exhibitions organised, generating ₹48 crore in sales for 5,950 SHGs.
- Partnerships with major corporations like Reliance Foundation and Pidilite Industries to enhance market access.
- Launch of new schemes: G-Safal Yojana (₹500 crore for 50,000 Antyodaya families) and G-Maitri Yojana (₹50 crore start-up fund for 10 lakh rural women).
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Check Who Is Eligible
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The scheme primarily targets women residing in rural Gujarat who form or join self-help groups. Eligibility criteria include:
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- Women aged 18 years or above.
- Residents of rural areas across Gujarat’s 33 districts, including tribal-dominated districts like Dahod, Panchmahal, and Narmada.
- Members of economically weaker sections, particularly those below the poverty line or classified under Antyodaya Anna Yojana.
- Groups engaged or intending to engage in agriculture, animal husbandry, fisheries, forest produce, food processing, handicrafts, textiles, and other micro-enterprises.
- Women willing to participate in capacity building and training programs organised by GLPC or district rural development authorities.
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Gather Required Documents
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Applicants must prepare the following documents to apply for funds and benefits:
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- Proof of identity: Aadhaar card, voter ID, or ration card.
- Proof of residence within Gujarat, such as a domicile certificate or utility bill.
- Bank passbook or account details in the name of the SHG or individual woman.
- Group registration certificate issued by GLPC or Gram Panchayat.
- Income certificate or Antyodaya card to establish economic status.
- Photographs of group members or business activities.
- Business plan or enterprise details, if applying for community investment funds or loans.
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Follow How to Apply — Step by Step
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- Visit the official Gujarat Livelihood Promotion Company Limited (GLPC) website or contact the local District Rural Development Agency (DRDA).
- Register your self-help group or join an existing group formed under DAY-NRLM.
- Submit the completed application form along with required documents to the DRDA or GLPC office.
- Participate in mandatory training sessions and capacity-building workshops organised by GLPC.
- Apply for revolving funds or community investment funds through the SHG’s bank account, facilitated by GLPC field officers.
- For cash-credit loans, coordinate with GLPC partners and banks linked with the scheme.
- Engage in marketing events such as Saras fairs and exhibitions promoted by government or corporate partners.
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Note Application Deadline and Important Dates
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According to official sources from the Gujarat Rural Development Department, applications for revolving funds and community investment funds under the DAY-NRLM are accepted year-round, with quarterly review meetings conducted at district levels. However, beneficiaries seeking to avail benefits under new schemes like G-Safal Yojana and G-Maitri Yojana should apply before 31 March 2025 to ensure timely disbursement and pilot project inclusion.
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District-level offices in Ahmedabad, Surat, Vadodara, Rajkot, and tribal districts such as Dahod and Tapi are points of contact for application submission and guidance.
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Understand Why This Scheme Matters for Gujarat
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Gujarat’s rural economy heavily depends on agriculture and allied activities, but many women have remained economically marginalised due to lack of access to capital and markets. The GLPC’s initiative under DAY-NRLM directly addresses these gaps by providing financial support and capacity building to women’s SHGs, enabling them to establish and expand micro-enterprises.
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Districts like Amreli and Junagadh have seen significant growth in food processing units, while Sabarkantha and Banaskantha have leveraged animal husbandry engagements. The scheme also supports sustainable livelihoods in tribal regions, where forest produce and handicrafts are primary income sources.
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Moreover, the government’s focus on market linkages through events and corporate partnerships ensures that women entrepreneurs can scale operations and achieve financial independence. This comprehensive approach aligns with Gujarat’s broader economic goals, including employment generation and rural prosperity, as also reflected in projects backed by the Asian Development Bank, such as the recent ₹927 crore loan to boost employment.
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The new G-Safal and G-Maitri schemes reflect Gujarat’s intent to deepen rural women’s participation in emerging sectors, diversifying income sources beyond traditional agriculture. These initiatives complement Gujarat’s push in manufacturing and tourism, including the ₹3,295.76 crore tourism projects and the electronics manufacturing policy aiming for ₹35,000 crore investment.
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Overall, the Gujarat government’s strategic investment in women-led SHGs under DAY-NRLM is transforming rural livelihoods, fostering entrepreneurship, and contributing to inclusive economic growth across the state.
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Next Steps:
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- Contact your local District Rural Development Agency to check SHG formation status and application procedures.
- Prepare necessary identity and income documents for submission.
- Register or strengthen your SHG to access revolving funds and community investment funds under DAY-NRLM.
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“,
“yoast_title”: “Gujarat Disburses ₹1,432 Crore to Women SHGs”,
“yoast_description”: “Gujarat government disburses ₹1,432 crore to women’s self-help groups