In Dahod district of Gujarat, the Building and Other Construction Workers Welfare Board recently organised a dedicated camp at Chakliya Kadiyanaka to facilitate the enrolment of construction workers into the Prime Minister’s Life Insurance Scheme (PMLIS). This initiative, overseen by Project Manager Harishchandra S. Damor, aims to extend crucial financial security to workers in the construction sector aged between 18 and 50 years, providing them with life insurance coverage worth ₹2 lakhs.
5 Key Benefits of the Prime Minister’s Life Insurance Scheme (PMLIS) at a Glance
- Life Insurance Coverage: ₹2,00,000 (₹2 lakhs) for registered construction workers aged 18 to 50 years.
- Affordable Registration Fee: A nominal fee of ₹436 is charged for enrolment and activation of the policy.
- Annual Renewal: Policyholders must renew their insurance yearly to maintain active coverage and receive reimbursement.
- Direct Benefit Transfer: Insurance claim or renewal amounts are reimbursed directly to the worker’s bank account for transparency and ease.
- Inclusive Online Application: Workers can enrol or renew their policy conveniently via the official Building and Other Construction Workers Welfare Board website.
3 Eligibility Criteria for Construction Workers to Join PMLIS
To qualify for enrolment under the Prime Minister’s Life Insurance Scheme through the Dahod Board, construction workers must meet the following conditions:
- Age Requirement: Workers must be between 18 and 50 years old at the time of registration.
- Occupational Status: Must be engaged in any form of building or construction work registered under the Building and Other Construction Workers Welfare Board, Dahod.
- Bank Account Ownership: A valid bank account in the worker’s name is mandatory for registration and receipt of benefits.
4 Essential Documents Required for Registration
Applicants must prepare the following documents to ensure smooth processing of their insurance application either at the camp or online:
- Aadhaar Card: Government-issued unique identity proof.
- Bank Passbook: Showing the worker’s bank account details and transactions.
- Passport-sized Photograph: Recent photo for identification purposes.
- Receipt of Registration Fee Payment: Proof of payment of ₹436 towards scheme enrolment.
6 Step-by-Step Guide to Apply for the Prime Minister’s Life Insurance Scheme
- Open a Bank Account: If not already done, open a bank account in your name at a nationalised or scheduled bank in Dahod or neighbouring talukas.
- Obtain the Application Form: Visit your bank branch or the Building and Other Construction Workers Welfare Board office in Dahod to collect the PMLIS application form.
- Fill Out the Form: Complete the form with accurate personal details, including Aadhaar number and bank account information.
- Pay the Registration Fee: Submit ₹436 at the bank or welfare board office and obtain the payment receipt.
- Submit Documents: Hand over the filled application form along with Aadhaar, photograph, bank passbook copy, and fee receipt at the bank or welfare board office.
- Online Application Option: Alternatively, visit the official website of the Building and Other Construction Workers Welfare Board, Gujarat to upload scanned copies of all required documents and the fee receipt to apply online.
- Track Application: After submission, monitor application status through the website or contact the Dahod welfare board office for updates.
- Renew Annually: Ensure yearly renewal of the policy by paying the renewal fee and reapplying online to continue coverage and receive reimbursement.
Important Dates and Deadlines for Enrollment and Renewal
The Dahod Building and Other Construction Workers Welfare Board has announced that the current enrolment camp will continue till the end of the financial year, March 31, 2024. Workers are urged to complete their registration before this deadline to avail the benefits for the upcoming year.
Annual policy renewal must be completed within 30 days of the policy expiry date to avoid lapses in coverage. The welfare board sends reminders through local offices and bank branches in Dahod, Limkheda, and Devgadh Baria talukas to assist workers in timely renewal.
Why This Scheme Matters for Gujarat’s Construction Workers
Gujarat, with its rapidly expanding infrastructure and urban development projects — including those in Dahod under Prime Minister Modi’s initiatives — employs a vast labour force in the construction industry. However, many workers lack formal financial protections. The PMLIS, administered by the Building and Other Construction Workers Welfare Board, offers a vital safety net.
Construction workers face occupational hazards daily, and unexpected fatalities can leave families financially vulnerable. This insurance scheme ensures immediate financial support of ₹2 lakh to the families of deceased workers, mitigating economic distress.
The Dahod Board’s efforts complement other welfare measures like Gujarat’s Funeral Assistance Scheme, which also aids construction workers’ families during times of loss.
By registering for PMLIS, workers gain peace of mind knowing their families will have monetary support. The scheme encourages formalisation of the construction workforce, enabling access to additional benefits and government schemes targeted at labour welfare.
For more information or to enrol in the Prime Minister’s Life Insurance Scheme, construction workers in Dahod and surrounding districts should visit the Building and Other Construction Workers Welfare Board office located at Circuit House Road, Dahod, or log on to https://gujaratconstructionboard.gov.in. Workers can also contact the Dahod welfare board helpline at +91-2672-220123 for assistance.
Register early to secure financial protection for yourself and your family under this government-supported life insurance scheme, part of broader efforts including Prime Minister Modi’s development projects in Dahod that aim to enhance the well-being of Gujarat’s workforce.